How I Cut My AI API Costs by 60% (And Stopped Juggling 5 Different Accounts)

If you're an indie developer or startup founder in India building AI-powered apps, you already know the pain. You need GPT-5 for reasoning, Claude for writing, Gemini for multimodal tasks... and suddenly you're managing 5 different accounts, 5 billing dashboards, and trying to pay in USD with a credit card that may or may not work internationally. I've been there. Here's how I fixed it. The Problem With Using AI APIs Directly When I started building my first AI app, I integrated OpenAI directly. Then a client wanted Claude. Then another project needed Gemini. Before long, I had: 4 different API keys to rotate and secure 4 billing dashboards to monitor Different SDKs and response formats to handle USD billing that added forex charges every month Rate limits I had to manage separately for each provider This is a real tax on developer productivity — especially when you're shipping fast. The Fix: One Unified AI API Gateway I started using AIO API (https://aio.overio.space/), and it genuine